As an engineer and troubleshooter I ask why it happened. It happened because people as you are believe that rich have too much money and influence. Hence, you advocate for government to curb it. Every time when the government issues a regulation with this purpose, lobbyists work the details. How much did you spend on lobbying? Every regulation intended to secure your rights, at the same time sanctions the privileged position of the wealthy and powerful. In results the system is created making them richer, you poorer. Your attraction to socialism created America where we have: “socialism for the rich and capitalism for the rest of us.”