As soon as it became clear that the employer was terrible, your husband should find a better job. Why did he not? Why did he become unemployed? I guess that at the time, at the place you lived, there were few job openings matching your husband's education and aspirations.

It allows me to conclude that in college, he learned specific skills but did not learn the wisdom of how to prosper in the contemporary world. Your writing tells me you and your husband feel entitled to goods and conveniences others work hard to get.

I wrote this only because among the 99 comments published so far, no one has said that your text is just the whining of losers.