I read your story and all comments. Mostly because, as a political writer I study our current health care system, and look for ideas how to improve it.
I agree with you and authors of the comments that our system is completely illogical.
I am troubled that so many people so often jump to conclusions how to fix it, without asking first how we got where we are.
Let me ask you an uncomfortable question, why are you permanently poor? Or, are you actually poor? Do you own a car, a TV, a computer, a cell phone, or a refrigerator? When they break, do you expect a free repair? Please notice, that most basic health care services can be affordable when paid with cash. Fixing a refrigerator might be more expensive.
Hence, my next uncomfortable question: why do you expect to get free health care? Why do you expect me to pay more in taxes so you can avoid paying for your health care?
My most uncomfortable question is why are you surprised that free health care can be humiliating? Occasionally we might need some social help, but getting it should be undignified so we would be motivated to find a way stay solvent.
Lastly, after studying health care in the United States I noticed many issues that media and politicians avoid. I put them in this text: https://medium.com/@hak1010/19-health-care-issues-that-politicians-avoid-talking-about-8062fc01e700. Please tell me what you think.