If it is not predatory, it is not capitalism. I am not disappointed that you, as so many others, do not know it. I am sad.
Regarding healthcare in the United States, it is so bad because it is more socialistic than capitalistic.
I am as well disappointed with people who fear change. I was among those every few who led my native Poland from socialism to capitalism.
You might benefit from reading this: https://medium.com/@hak1010/capitalism-versus-socialism-9ece51b5ff29.